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Dear FL, your assistance if you please

posted by [personal profile] puszysty at 05:25pm on 16/05/2009 under
I know there's some sort of recommendation on what percentage of your income you should allot for rent/mortage, does anyone know what that is?

Been apt hunting still today. I don't know if I can afford to get my own place on what I net after deductions. Living by yourself does not come cheap I'm afraid. Maybe I should get a hot rich boyfriend. ;) Kidding.
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There are 7 comments on this entry. (Reply.)
 

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posted by [identity profile] adorkable08.livejournal.com at 10:37pm on 16/05/2009
40 percent or less, is what I've heard.
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posted by [identity profile] puszysty.livejournal.com at 10:40pm on 16/05/2009
hm. My budget is not very big. Maybe I will just stay...
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posted by [identity profile] rap541.livejournal.com at 10:44pm on 16/05/2009
I'm willing totalk money

I live alone (single one bedroom apartment) I make 50k a year and I spend 623.00 per month in rent. I live in AZ, the rent includes water and trash, but not electricty. I get 720 square feet.

I live pretty frugally. I could easily upgrade to larger quarters.
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posted by [identity profile] puszysty.livejournal.com at 08:52pm on 17/05/2009
I make half that per year. :/
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posted by [identity profile] phaballa.livejournal.com at 10:47pm on 16/05/2009
Welllll... it really depends on what other expenses you have. To use me as an example, my rent is $635/month. I make (after taxes) about $1800/month. But I also have a car payment ($169) and student loan payments ($165 + $150). I have electric, water, and internet to pay every month. If I didn't have the car payment (as you don't) or the student loans (not sure if you do), I would be able to afford a lot more for rent. But this about my limit right now.

My advice for Austin is to look at apartment complexes on the east side or far north for cheapness, and don't automatically discount studios. If you don't do a lot of entertaining, there's no real reason you need a full 1-bedroom. I would've gotten a studio myself except I have the cat, and I can't sleep with him in the room.
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posted by [identity profile] puszysty.livejournal.com at 10:51pm on 16/05/2009
I have no car payments, and my student loan payment is only $50 per month, though I'm still paying off my ER visit from December. I really should look into an apartment hunter, because the places I've been don't have studios.
Edited Date: 2009-05-16 10:58 pm (UTC)
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posted by [identity profile] phaballa.livejournal.com at 10:59pm on 16/05/2009
I used an apartment finder and it made the process sooooo much less stressful. They do all the work for you, and then you meet up with them and they take you on appointments to look at the different places.
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